How Hard Is It To Get Harley-Davidson Financing? What Are The Steps?


Why Should I Finance My Harley Davidson?


Compared to options like bank loans or private lenders, Harley-Davidson® financial services offer some of the best loan terms you can find — and these great loan options are frequently even offered to borrowers with poor credit or low down payments! They offer loans for both new and used motorcycles, with desirable interest rates.


Is It Hard To Get Harley Davidson Financing?


Luckily for enthusiasts, Harley-Davidson® Motorcycles makes it simple to get an auto loan. The loan application can be completed through an online portal, and you’re quickly given a decision on your application. Regardless of what your situation may be, if you’re able to prove yourself as a reliable borrower with things like a good credit score or sizable down payment, Harley Davidson® will consider your application holistically.


What Is The Process Of Harley Davidson Financing?


To make purchasing one of their incredible bikes more accessible to customers, Harley-Davidson® offers financing plans that allow you to make monthly payments over time. These financing options can be extremely convenient, especially when you’re able to secure a good down payment and interest rate.


Getting a financing offer from Harley-Davidson® is a simple application process, and it starts with creating an account on their website. Once you’ve registered, you can enter all of the required information into their portal. They will pull your credit history and other information, and if they’re interested, they’ll offer loans that suit your particular interests.

Once your loan application is approved, if you decide to accept the terms offered by the lenders, you can head to your local Harley-Davidson® dealership and hit the road with your incredible new motorcycle.


How To Get Harley Davidson Financing


There are several ways that you can improve your chances of having your loan application approved and getting a good deal from Harley Davidson Financial Services. To start, if you have bad credit, you should focus on getting your score as high as you can. Generally speaking, to get the best deal on auto and motorcycle loans, you should anticipate raising your credit score to at least 700 — if not higher.


If your credit score isn’t sufficient for Harley-Davidson® financing, you don’t have to despair. There are many other worthwhile options to consider that will let you take that sparkling new Harley-Davidson® on the road. It’s worth considering options like bank loans, secured loans, and third-party lenders, since they may offer motorcycle financing plans that are more friendly to bad credit applicants. 


To learn more about financing your next Harley-Davidson® talk to the team at Redline Harley-Davidson®.